How to the claim motor accident insurance without lawyer in the India



How to file a claim for motor vehicle accident insurance in India without hiring a lawyer






How Do I File a Claim for Auto Insurance Following an Accident?


 There are so many things in our phone that at one stage we find it useful, but then it becomes useless or useful, but it is not easily visible.  You can easily see everything in the phone by going to the Browse section in the Files app.  Here you can find the Favorites and Safe folders to save the files you like.

Important Link:-
https://e-hrms.gujarat.gov.in/MeritConsentDocumentList/MeritConsentList


તમામ જિલ્લાનું આંગણવાડી વર્કર મેરીટ લીસ્ટ 2022 જોવા...

Ahmedabad anganwadi bharti 2022 selection list

Amreli anganwadi bharti 2022 selection list

Anand anganwadi bharti 2022 selection list.

Aravalli anganwadi bharti 2022 selection list.

Banaskantha anganwadi bharti 2022 selection list.

Bharuch anganwadi bharti 2022 selection list.

Bhavnagar anganwadi bharti 2022 selection list.

Botad anganwadi bharti 2022 selection list.

Chhota Udepur anganwadi bharti 2022 selection list.

Dahod anganwadi bharti 2022 selection list.

Dangs anganwadi bharti 2022 selection list.

Devbhoomi Dwarka anganwadi bharti 2022 selection list.

Gandhinagar anganwadi bharti 2022 selection list.

Gir Somnath anganwadi bharti 2022 selection list.

Jamnagar anganwadi bharti 2022 selection list.

Junagadh anganwadi bharti 2022 selection list.

Kachchh anganwadi bharti 2022 selection list.

Kheda anganwadi bharti 2022 selection list.

Mahisagar anganwadi bharti 2022 selection list.

Mehesana anganwadi bharti 2022 selection list.

Morbi anganwadi bharti 2022 selection list.

Narmada anganwadi bharti 2022 selection list.

Navsari anganwadi bharti 2022 selection list.

Panchmahal anganwadi bharti 2022 selection list.

Patan anganwadi bharti 2022 selection list.

Porbandar anganwadi bharti 2022 selection list.

Rajkot anganwadi bharti 2022 selection list

Sabarkantha anganwadi bharti 2022 selection list.

Surat anganwadi bharti 2022 selection list.

Surendranagar anganwadi bharti 2022 selection list.

Tapi anganwadi bharti 2022 selection list.

Vadodara anganwadi bharti 2022 selection list.

Valsad anganwadi bharti 2022 selection list

ગુજરાત આંગણવાડી વર્કર મેરીટ લીસ્ટ અહી ક્લીક કરો







Even if you are an excellent automobilist, you may be involved in an accident, which can be extremely distressing. When you are involved in an accident, you must act in a certain way to guarantee that everyone is safe, that the law is followed, and that the insurance claim procedure is started. Your immediate move should be to notify your insurance company and correctly file a claim for bus insurance following the event. After the accident, it's critical to work with your insurer to get your claim resolved properly.


Read Also: LRD ભરતી મામલે વધુ એક વિવાદ:પ્રીલિમિનરી પરીક્ષાનાં 7 પ્રશ્નોના જવાબ ફાઇનલ આન્સર કીમાં ભૂલ



In India, how do you file a claim for auto insurance after an accident?

Due to the sheer quantity of automobiles, India's business density can be extremely magnificent. While you should drive safely and obey all company laws, there may be times when you need to make a mistake. The procedure for filing a claim for bus insurance following an accident has changed throughout time. The use of technology and the digitization of various transactions has made it easier to follow certain procedures. Continue reading to learn what actions you should take if you are involved in an accident in India.


Procedure for Filing a Car Insurance Claim After Being Involved in an Accident

After an accident, filing a claim for bus insurance involves a thorough understanding of the procedure for filing a claim with your insurance company. The following is a step-by-step guide to filing a bus insurance claim.


1. Contact your insurance provider.


Make a phone contact to your insurance company to report the accident and provide precise information about the damage to your bus. Make sure you don't withhold any information from your insurance, as this could make the claims process ineffective.


2. Practice filing a police report with the cops.


Directly notify the police of the collision and, if necessary, file a First Information Report (FIR). In the event of a theft, a car accident, or a fire, a police report is required. If the dents and scrapes are minimal, you may not need to file a police report. And you'll be responsible for it if a third party is involved in the collision.


3. Consider Filmland.


Make sure you get the appropriate footage of the damage and the accident site. Ensure that the prints are clear and that the damages are evident so that the insurance company can assess the degree of the physical damage and settle the claim appropriately.


4. Provide the Insurer with the requested documents.


The insurance company requires certain papers, such as a duplicate of the insurance policy, a duplicate of the FIR, a duplicate of the owner-automobilist Driving Licence, a duplicate of the Registration Certificate of your bus, and so on, in order to exercise the claim. For a stress-free journey, make sure you agree these paperwork and catch with your insurance company.


5. Ensure that your bus is in good working order.


You can take your bus to the mechanic and have it fixed. Alternatively, you might request that your insurance provider repair the vehicle. However, if your claim is approved by the insurer, you will be refunded or compensated for your loss.


6. When It Comes to Theft


In the event that your bus is stolen, notify your insurance company and file a police report at the initial police station. To the insurance company, submit documents such as the RC, your driver's licence, your police report, and so on. However, if the police are unable to locate the bus within a reasonable time limit, they will issue a non-traceable instrument. In addition, the insurer will resolve the claim and pay the current market value of your bus.


Demanded Documents for Filing a Bus Insurance Claim


Submitting the required papers is one of the most critical components of filing a claim on your machine insurance. The following is a list of documents that are required when filing a machine insurance claim.


  • a copy of your insurance coverage for your machine
  • A police officer's First Information Report (FIR).
  • a photocopy of the driver's licence
  • Claim form that has been properly filled out and inked.
  • Original bills, cash bills, and so on.
  • a copy of the registration certificate for your machine (RC).
  • In the event of bodily injuries, medical expenditures will be incurred.


In the case of a payment claim, new documents are required.


You will need to provide new documentation to the insurance provider if you want your computer serviced with your plutocrat and also want to file a claim for payment. The documentation required in the event of a payment claim are listed below.


  • Bills in original form or cash bills.
  • All of the other documents listed in the section above this one.

What Shouldn't You Do After a Car Accident?



As soon as you are involved in an accident, there are vital preventative measures that you should take. There are certain behaviours that you should avoid. Learn what not to do after a car accident.


Do Not Descend


Deal with the circumstance instead than dealing with the implications later. Running down will make you appear suspicious, and the claim process will become far more delicate. Depending on the severity of the problem, you may face legal consequences and lose a significant portion of your wealth. When dealing with individuals or the law, be calm and use a gentler approach.


Avoid failing to file a claim.


Your machine insurance policy is meant to pay for any financial obligations incurred as a result of damage to third parties or your machine. Failure to file a claim within the specified time range may result in depreciation, putting a dent in your funds.


Dealing with a Relaxed Mind


Don't get into a heated debate with the third party. Handle the matter with extreme caution and ensure a fruitful conversation with the third party.


How Do You Prepare for a Bus Insurance Claim?


Own Damage and Third-Party Claims are the two sorts of machine insurance claims that you can file. Also included is information on how to file a machine insurance claim.


Claim for Personal Injuries


You can file a claim for damages to your vehicle if you have comprehensive bus insurance that covers your personal damages. If you have comprehensive insurance, follow the steps below to file a bus insurance claim.


  • Step 1: Notify your insurance company of the accident and the extent of your vehicle's damage.
  • Step 2: At the initial police station, complete a First Information Report (FIR).
  • Step 3: Submit the requested documentation to an insurance company.
  • Step 4: Hire a surveyor to inspect your bus and file a claim once it has been repaired.


Claim by a third party


If a third party vehicle causes damages or injuries to you or your bus, you may be able to file a claim for medical expenses incurred as a result of the injury or property damage. The liability policy for injury or death has no limit, while the protection for damage to third-party property has a limit of Bluffs.7.5 lakh. Following due process, the Motor Insurance Claims Tribunal will determine the reimbursement amount.


Even so, if your car causes damage to a third-party bus, your insurance company will compensate you for the third-loss, party's injury, or death. In both scripts, the method for filing a third-party claim is outlined below.


  • Step 1: Obtain the third-party bus's insurance information and inform the third-insurance party's company about the accident.
  • Step 2: Describe your insurance company within the time frame requested.
  • Step 3: At the original police station, describe the accident and file a FIR. Ascertain that the FIR has all relevant information about the vehicles involved in the collision.
  • Step 4: In the event of a major accident, the Motor Claims Tribunal will decide on compensation.


Things to Keep in Mind:


There are a few things to keep in mind while filing a claim on your bus insurance coverage.


  • Directly notify your insurance carrier without delay. Generally, the time range is within 24 hours after the incident. There is a chance that the claim will be rejected if you are detained.
  • If the demand is made, notify the police. If requested, make sure the FIR was filed at the original police station.
  • Evaluate the circumstances and file the appropriate claim.
  • If the dent is slight and inconsequential, you can forgo filing a claim and take advantage of the NCB.
  • When filling out the claim form, make sure you input the correct information. Avoid providing inaccurate contact information or credentials, which could jeopardise your claim.
  • To avoid unanticipated problems, avoid making an on-the-spot arrangement with a third party.
  • Don't get into a squabble with the third party. To minimise any unnecessary uncertainty, try to resolve the matter amicably.
  • In the event of an accident, follow the law department's processes and follow the legal formalities.
  • Make sure you have all of the documentation you'll need to file a claim.
  • If you have the option of a cashless claim installation, get your bus fixed at a network garage to take advantage of the cashless service.

Post a Comment

Previous Post Next Post